Finom
Your business, your IBAN: Get your digital business account in minutes.
Finom is an integrated all-in-one financial platform for European SMEs and freelancers.
Independent B2B performance index (0–100 points). It is calculated mathematically and without subjective influence from four verified pillars: company stability, aggregated feedback from publicly available online sources, documented compliance certifications, and operational transparency.
Headquarters
Jachthavenweg 109H, 1081 KM Amsterdam, Netherlands
Employees
520
Founded
2019
Management
Andrew Petrov
Overview
Finom is a European fintech company founded in 2019 and headquartered in Amsterdam, Netherlands. The company offers an integrated all-in-one financial solution specifically tailored to the needs of small and medium-sized enterprises (SMEs), freelancers, and the self-employed across Europe. With over 500 employees and more than 200,000 users, Finom combines online banking, invoicing, expense management, and accounting integrations into a single, user-friendly platform. The core offering includes a fully digital business account with a local IBAN, which can be opened online within a few minutes. Users receive physical and unlimited virtual debit cards for worldwide payments and cash withdrawals. In addition, Finom offers advanced invoicing tools that allow invoices to be created and sent directly from the app, as well as automatic receipt and VAT capture. By aggregating external bank accounts and seamlessly connecting to popular accounting software, Finom significantly simplifies the daily financial management of entrepreneurs.
Core features
Compliance & security
No verified certifications (such as ISO 27001 or SOC 2) are currently listed for this provider. Information about compliance with standards such as GoBD or GDPR may still be available.
Ask the AI assistant on this page for current compliance and security details. It researches live information from publicly available sources.
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User friendliness & app usability
Features for the self-employed (invoices, receipts, banking in one tool)
Price-performance model (incl. free account & affordable plans)
Customer service & support
Summary of customer feedback
Overall, customers rate Finom predominantly positively: the highly modern, user-friendly app, the clear interface, and the combination of a business account, invoicing, and receipt management in one tool are particularly praised. Strengths lie in the variety of features for the self-employed and freelancers, the attractive price-performance ratio including a free starter account and cashback, and support that is frequently perceived as helpful. Criticism primarily targets isolated cases of account terminations/freezes, fees that are sometimes perceived as non-transparent, and occasionally slow or inconsistent support. Finom is particularly suitable for freelancers, solo self-employed individuals, and small businesses looking for a lean, digital business account with integrated invoice and receipt management, and who have no need for complex banking products such as loans or traditional branch services.
AI-generated summary
🚀 Product updates & press releases
Finom has strengthened its position as a leading European B2B financial platform through targeted product enhancements and geographical expansion. The fintech company now offers local IBANs in core markets such as Germany, France, and Italy to enable seamless banking services for SMEs and freelancers. In addition, Finom focuses on integrating accounting tools and continuously optimizing expense management for teams.
- •Introduction of local IBANs in core European markets such as Germany, France, and Italy to facilitate cross-border payments.
- •Integration of automated accounting and invoicing tools directly into the B2B financial portal for SMEs and the self-employed.
- •Expansion of strategic partnerships to provide optimized debit cards and improved multi-user expense management.
- •Strengthening regulatory compliance and independence by obtaining its own e-money licenses in Europe.
Source: Publicly available product updates or press releases from Finom.
📰 Social media feedback about the product
Since no specific social media mentions from Reddit or X/Twitter were provided for the analysis, no real sentiment trend can be reconstructed. Without a corresponding data basis, no specific topics, praise, or criticism regarding Finom can be identified. A factual evaluation of the platform and its perception in social media is therefore not possible at this time.
- •No social media data or user comments were provided for analysis.
- •Specific strengths, weaknesses, or features of Finom cannot be evaluated due to the lack of a database.
- •A comparison with competitors or an assignment to specific target groups and regions is not feasible without source material.
Source: Publicly available social media posts (X/Twitter, LinkedIn, Reddit) from the last 12 months. The opinions shown come from users and do not represent BenchTrust's assessment.
See Finom in action
FINOM business account experience: How good is the account for the self-employed & companies?