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Pay bills, collect from customers, and control spend—all in one smart app.
BILL Spend & Expense (formerly Divvy) is a leading, AI-powered financial operations platform from BILL Holdings, Inc., designed specifically for small and medium-sized businesses (SMBs).
Independent B2B performance index (0–100 points). It is calculated mathematically and without subjective influence from four verified pillars: company stability, aggregated feedback from publicly available online sources, documented compliance certifications, and operational transparency. Comparable with other software providers.
BenchTrust Index weighting: Company stability 25 points · Customer reviews 30 points · Compliance & security 25 points · Transparency 20 points. Without reviews a neutral average is used; a few reviews move it only slightly
Review data basis: G2 (4000)
BenchTrust takes the average rating and review count from the review platforms listed. BenchTrust does not itself verify whether individual reviews come from actual customers; according to the platforms, they apply their own verification procedures.
Headquarters
6220 America Center Dr, 95002 San Jose, United States
Employees
2200
Founded
2006
Management
Rene Lacerte
BILL Spend & Expense (formerly Divvy) is a leading, AI-powered financial operations platform from BILL Holdings, Inc., designed specifically for small and medium-sized businesses (SMBs). Founded in 2006 and headquartered in San Jose, California, the company employs around 2,200 people and is listed on the New York Stock Exchange. The platform digitalizes and automates the entire accounts payable and accounts receivable processes. Core features include automated invoice creation, invoice dispatch, intelligent spend management, and real-time budget control. Through the integration of the proprietary BILL Divvy Card, businesses also gain direct access to business credit and can monitor and control expenses as they occur. The cloud-based solution uses artificial intelligence to minimize manual data entry, reduce error rates, and seamlessly integrate financial processes into existing accounting systems. With flexible, user-based pricing models, BILL offers a scalable and transparent solution for startups, non-profits, and established brands to sustainably increase their financial efficiency and compliance.
No verified certifications (such as ISO 27001 or SOC 2) are currently listed for this provider. Information about compliance with standards such as GoBD or GDPR may still be available.
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Answers are based on the website and documents of BILL Spend & Expense.
User-friendliness & simple expense reporting
Corporate Cards & spend control (limits, approvals, policy controls)
Real-time transparency & budget tracking
Integration & workflow with accounting/ERP
Customers rate BILL Spend & Expense (formerly Divvy) predominantly positively, especially for its high user-friendliness, strong expense control via corporate cards, and real-time transparency in budgets and transactions. The main strengths lie in simple expense reporting, clear budget and card limits, and reducing the workload for finance and budget managers; critical points occasionally concern support response times, minor integration or synchronization issues, and occasional bugs or performance topics in the app. BILL Spend & Expense is particularly suitable for small and medium-sized businesses as well as growing teams looking for card-based expense management with real-time budget control and wanting to significantly reduce their manual accounting effort.
AI-generated summary
BenchTrust takes the average rating and review count from the review platforms listed. BenchTrust does not itself verify whether individual reviews come from actual customers; according to the platforms, they apply their own verification procedures.
BILL has significantly developed its integrated spend management platform, BILL Spend & Expense, to enable small and medium-sized businesses to achieve even more precise financial control. By merging intelligent credit card usage with automated invoice workflows, seamless real-time monitoring of all operating expenses is achieved. Strategic system integrations and partnerships strengthen the efficiency of cloud-based accounting processes. These optimizations aim to reduce administrative effort and significantly simplify liquidity management for B2B customers.
Source: Publicly available product updates or press releases from BILL Spend & Expense.