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Pay bills, get paid, control spend – all in one smart app.
BILL Spend & Expense (formerly Divvy) is a leading, AI-powered financial operations platform from BILL Holdings, Inc., designed specifically for small and medium-sized businesses (SMBs).
Independent B2B performance index (0–100 points). It is calculated mathematically and without subjective influence from four verified pillars: company stability, aggregated feedback from publicly available online sources, documented compliance certifications, and operational transparency.
Headquarters
6220 America Center Dr, 95002 San Jose, United States
Employees
2200
Founded
2006
Management
Rene Lacerte
BILL Spend & Expense (formerly Divvy) is a leading, AI-powered financial operations platform from BILL Holdings, Inc., designed specifically for small and medium-sized businesses (SMBs). Founded in 2006 and headquartered in San Jose, California, the company employs around 2,200 people and is listed on the New York Stock Exchange. The platform digitizes and automates the entire accounts payable and accounts receivable (AP/AR) process. Core features include automated invoice creation, invoice delivery, intelligent spend management, and real-time budget control. By integrating the proprietary BILL Divvy Card, businesses also gain direct access to business credit and can monitor and control expenses as they occur. The cloud-based solution leverages artificial intelligence to minimize manual data entry, reduce error rates, and seamlessly integrate financial processes into existing accounting systems. With flexible, user-based pricing models, BILL offers a scalable and transparent solution for startups, non-profits, and established brands to sustainably increase their financial efficiency and compliance.
No verified certifications (such as ISO 27001 or SOC 2) are currently listed for this provider. Information about compliance with standards such as GoBD or GDPR may still be available.
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Ease of use & simple expense reporting
Corporate cards & spend control (limits, approvals, policy controls)
Real-time transparency & budget tracking
Integration & workflow with accounting/ERP
Customers rate BILL Spend & Expense (formerly Divvy) predominantly positively, especially for its high ease of use, strong spend control via corporate cards, and real-time transparency in budgets and transactions. The main strengths lie in simple expense reporting, clear budget and card limits, and reducing the workload for finance and budget managers; critical points occasionally concern support response times, minor integration or synchronization issues, and occasional bugs or performance topics in the app. BILL Spend & Expense is particularly suitable for small and medium-sized businesses as well as growing teams looking for card-based expense management with real-time budget control and wanting to significantly reduce their manual accounting effort.
AI-generated summary
BILL has significantly enhanced its integrated spend management platform, BILL Spend & Expense, to provide small and medium-sized businesses with even more precise financial control. By combining intelligent credit card usage with automated invoice workflows, seamless real-time monitoring of all operating expenses is achieved. Strategic system integrations and partnerships strengthen the efficiency of cloud-based accounting processes. These optimizations aim to reduce administrative effort and significantly simplify cash flow management for B2B customers.
Source: Publicly available product updates or press releases from BILL Spend & Expense.
Since no social media mentions or specific data were provided for bill-spend-&-expense, no content analysis can be performed. No information is available regarding specific topics, praise, criticism, or open questions. Accordingly, an objective assessment of the feedback is not possible due to the lack of a database.
Source: Publicly available social media posts (X/Twitter, LinkedIn, Reddit) from the last 12 months. The opinions shown come from users and do not represent BenchTrust's assessment.