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More than just cards: Moss automates your invoices, expenses, and tax reimbursements.
Moss is an all-in-one spend management platform for modern finance teams. The B2B solution combines physical and virtual corporate credit cards, digital invoice approvals, employee expenses, and liquidity management in a secure, ISO-certified system to increase efficiency and provide real-time expense control.
Independent B2B performance index (0–100 points) for service providers. It is calculated mathematically and without subjective influence from four verified pillars: stability and experience, aggregated feedback from publicly available online sources, documented quality and industry certifications, and transparency about services and terms. Comparable with other service providers.
BenchTrust Index weighting: Stability & experience 20 points · Customer reviews 30 points · Quality & certification 25 points · Transparency about services & terms 25 points. Without reviews a neutral average is used; a few reviews move it only slightly
Review data basis: G2 (89), Capterra (38), Trustpilot (221)
BenchTrust takes the average rating and review count from the review platforms listed. BenchTrust does not itself verify whether individual reviews come from actual customers; according to the platforms, they apply their own verification procedures.
Headquarters
Saarbruecker Strasse 37A, 10405 Berlin, Germany
Employees
300
Founded
2019
Management
Ante Spittler
Moss is a fintech platform founded in Berlin in 2019, specializing in holistic spend management for modern finance teams. With around 300 employees, the company supports growing businesses and established medium-sized companies in Germany, the Netherlands, the UK, and other European countries in digitizing and optimizing their financial processes. The Moss all-in-one platform bundles four core modules into a single system: the flexible issuance of physical and virtual corporate credit cards with individual limits, digital capture and automated approval of incoming invoices, straightforward reimbursement of employee expenses, and real-time liquidity and cash flow management. Direct integration with popular ERP and accounting systems drastically reduces manual effort for finance departments. Security and compliance are top priorities at Moss. The platform is certified according to ISO/IEC 27001:2022, is GDPR-compliant, and meets the strict requirements of the Digital Operational Resilience Act (DORA). Furthermore, Moss operates under a BaFin-regulated e-money institution (PSD2 framework) and offers PCI DSS and SOC 2 compliance. This guarantees the highest security standards for processing all transactions.
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Answers are based on the website and documents of Moss.
Credit cards & corporate expenses
Invoice & receipt management
User-friendliness & automation
Integration into accounting systems
Customer reviews for Moss are highly positive overall, particularly highlighting the comprehensive coverage of spend management from credit cards to invoices and expenses. The ease of use, automation, and seamless integration into existing accounting systems are highly praised, while support is mostly perceived as solid but not outstanding. Moss is especially suitable for growth-oriented SMEs and larger companies looking to centralize their expense processes, increase transparency, and significantly reduce manual work in the finance department.
AI-generated summary
BenchTrust takes the average rating and review count from the review platforms listed. BenchTrust does not itself verify whether individual reviews come from actual customers; according to the platforms, they apply their own verification procedures.
The spend platform Moss has significantly expanded its product portfolio through strategic feature releases in automated invoice management and deeper DATEV integrations for the German-speaking market. In addition to strengthening its core markets in Germany, the Netherlands, and the UK, the fintech is increasingly focusing on medium-sized companies as its core target group. With new compliance features and partnerships with tax experts, Moss positions itself as a holistic solution for corporate spend management.
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