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More than just cards: Moss automates your invoices, expenses, and tax refunds.
Moss is an all-in-one spend management platform for modern finance teams. The B2B solution combines physical and virtual corporate credit cards, digital invoice approvals, employee expenses, and liquidity management in a secure, ISO-certified system to increase efficiency and provide real-time expense control.
Independent B2B performance index (0–100 points). It is calculated mathematically and without subjective influence from four verified pillars: company stability, aggregated feedback from publicly available online sources, documented compliance certifications, and operational transparency.
Headquarters
Saarbruecker Strasse 37A, 10405 Berlin, Germany
Employees
300
Founded
2019
Management
Ante Spittler
Moss is a fintech platform founded in Berlin in 2019, specializing in holistic spend management for modern finance teams. With around 300 employees, the company supports growing businesses and established medium-sized companies in Germany, the Netherlands, the United Kingdom, and other European countries in digitalizing and optimizing their financial processes. The all-in-one platform from Moss bundles four central modules into one system: the flexible issuance of physical and virtual corporate credit cards with individual limits, the digital capture and automated approval of incoming invoices, the straightforward reimbursement of employee expenses, and real-time liquidity and cash flow management. Direct integration into common ERP and accounting systems drastically reduces manual effort for finance departments. Security and compliance are top priorities at Moss. The platform is certified according to ISO/IEC 27001:2022, is GDPR-compliant, and meets the strict requirements of the Digital Operational Resilience Act (DORA). Furthermore, Moss operates under a BaFin-regulated e-money institution (PSD2 framework) and offers PCI DSS and SOC 2 compliance. This guarantees the highest security standards when processing all transactions.
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Credit Cards & Corporate Expenses
Invoice & Receipt Management
Usability & Automation
Integration into Accounting Systems
Customer opinions on Moss are very positive overall, particularly emphasizing the comprehensive coverage of spend management from credit cards to invoices and expenses. The ease of use, automation, and smooth integration into existing accounting systems are highly praised, while support is mostly perceived as solid but not outstanding. Moss is primarily suitable for growth-oriented SMEs and larger companies that want to centralize their spending processes, make them more transparent, and significantly reduce manual work in the finance department.
AI-generated summary
The spend platform Moss has significantly expanded its product portfolio through strategic feature releases in automated invoice management and deeper DATEV interfaces for the German-speaking market. In addition to strengthening its core markets in Germany, the Netherlands, and the UK, the fintech is increasingly focusing on medium-sized companies as its core target group. With new compliance features and partnerships with tax experts, Moss positions itself as a holistic solution for corporate spend management.
Latest updates
Since no social media mentions were provided for the analysis, no content evaluation can be carried out for Moss. There is no data on praise, criticism, topics, or open questions.
Source: Publicly available social media posts (X/Twitter, LinkedIn, Reddit) from the last 12 months. The opinions shown come from users and do not represent BenchTrust's assessment.